VA Loans
VA Certificate Of Eligibility
The Veterans Affair (VA) determines your eligibility, if you qualify, a VA Loan Certificate of Eligibility will be issued for you to use during the mortgage loan process.
Eligibility applications can involve one or more of the following:
- An original determination of eligibility for the home mortgage loan benefit.
- A request to replace a lost certificate of eligibility.
- A request for restoration of the benefit after payment in full of a previous VA home mortgage loan.
- Issuance of a certificate reflecting a current outstanding mortgage loan for refinance purposes.
VA Eligibility FAQs
Use the links below to answer all of your questions about VA Loan Eligibility.
Can someone else obtain my Certificate of Eligibility (COE) for me?
No, and you will need some documentation to receive it, including the DD-214 or Statement of Service and a signed COE request (Form 26-1880).
If you prefer, you may obtain the COE yourself through the VA. A satisfactory Certificate of Eligibility showing sufficient entitlement is required to close on your VA Mortgage Loan.
Read more: VA Eligibility FAQs