Tuesday August 16, 2016
 

Letter Samples

Samples of hardship lettersOnce you've decided to contact your lender, learning how to write a quality hardship letter may be the single most important part of your loan modification.

There are many different situations which can warrant Read More...

Foreclosure Timeline

Foreclosure timelines explainedForeclosure timelines are different in all 50 states. If you are having a hard time making your loan payments, then you should look into your state's foreclosure laws.

Differences among the states range from the mortgage Read More...

Can I Afford It?

How Much House Can I Afford?Before you start looking at homes, you'll need to have some estimate of how much you can truly afford to spend each month on your new home.

It can save you a lot time and heartache by Read More....

Credit Guide

Credit Rating GuideThis credit rating guide guide will help you assist you in assessing your potential credit grade and what type of terms you can expect from a mortgage lender.

Keep in mind this is merely a generic guide as some Read more...

FHA Loan?

What is an FHA Loan?The Department of Housing and Urban Development (HUD) was created in 1965. HUD over sees the Federal Housing Administration, recognized commonly as FHA.

The FHA's duty is to administer government loans and Read More...

VA Certificate

VA certificate of eligibilityThe Veterans Affair (VA) determines your eligibility and if you qualify for a Certificate it will be issued for you to use during the mortgage loan process.

In many cases, your lender should be able to obtain your Read more....

Deed In Lieu

Deed in Lieu of foreclosureWhen you wish to stop foreclosure on your home because you can't keep up with the monthly payments then you may want to consider asking the mortgage company for a deed in lieu of foreclosure.

Below we give you Read more....

FHA Refinance

FHA Streamlined RefinanceThe FHA does permit streamline refinances on insured mortgages.

The term "streamline" refers to the amount of documentation and underwriting which needs to be performed by the lender, and does not mean there are Read more...